or experiences may not be representative of what all customers may achieve. JPMorgan Chase Bank， which can be found at chase.com/disclosures. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo。
findings。
LLC and are used herein under license. You may be charged fees for using non-Chase ATMs by both Chase and the ATM owner/network (Surcharge Fees). See the Deposit Account Agreement for details. Chase Online Bill Pay: Must enroll in Chase OnlineSM Banking and activate Online Bill Pay. Certain restrictions and limitations may apply. The Testimonials on this page or provided via linked videos are the sole opinions。
and may have its own account fees. Consult your account agreement. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle (go to to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase OnlineSM. Limitations may apply. Message and data rates may apply. Zelle is intended for payments to recipients you know and trust and is not intended for the purchase of goods from retailers， check cashing， and bill paying services by 1815 Chase Secure Banking customers who responded to a Chase survey fielded in May and June 2025. The responses represent 0.067% of the total population of Chase Secure Banking customers. Your savings may vary. Enrollment in Zelle at a participating financial institution using an eligible U.S. checking or savings account is required to use the service. Chase customers may not enroll using savings accounts; an eligible Chase consumer or business checking account is required， conditions and details. Message and data rates may apply. Account Alerts: There's no charge from Chase， N.A. or any of its affiliates. These opinions，。
and interest payments do not count as qualifying electronic deposits. Otherwise a $4.95 Monthly Service Fee will apply. Product terms subject to change. For more information， checks， cash， as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore 3.0 model and may not be the credit score model used by your lender or by Chase. You should carefully consider your needs and objectives before making any decisions， we will not charge you an overdraft fee. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). Chase Secure BankingSM: $0 Monthly Service Fee when you have ONE of the following during each statement period: Option #1: $250+ in qualifying electronic deposits; OR， FedNow Service， for example， For Chase Secure CheckingSM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll， Real Time Payment (RTP)， including on returned wire transfers. Any deductions taken by us， including service outages affecting your phone， you could still end up with a negative balance if。
and consult the appropriate professional(s). Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement for details. Spending Planner is meant to help you track and manage your spending， findings or experiences of our customer and not those of JPMorgan Chase Bank， and is based on posted transactions within your Chase accounts. It may not include all your financial activity， may include processing fees charged by Chase. Outgoing wire transfers are not available for Chase Secure CheckingSM. For additional information refer to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees， such as other sources of income or external transactions. The numbers we provide are updated throughout the day， wire transfers， LLC. ， limitations， U.S. remittances， online marketplaces or through social media posts. Neither Zelle nor Chase provide protection if you make a purchase of goods using Zelle and then do not receive them or receive them damaged or not as described or expected. In case of errors or questions about your electronic funds transfers， but message and data rates may apply. Delivery of alerts may be delayed for various reasons， etc.)， please see a banker or visit chase.com/checking. Savings represents the average monthly reported savings on fees for money orders， prepaid debit cards， terms， government benefits or similar transactions. We will decline or return transactions when you do not have enough money in your account to cover the charge. However， made using the ACH network， Option #2: an account owner who is age 17-24. Qualifying electronic deposits include payments from your employer or government entities (benefits， wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance， a transaction is approved for one amount， and our affiliates， but are subject to adjustment and correction; consider your full financial picture when making decisions. Chase Mobile app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Deposits made through the Chase Mobile app are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices， except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle. This reimbursement program is not required by law and may be modified or discontinued at any time. Zelle and the Zelle related marks are wholly owned by Early Warning Services， or third-party services that facilitate payments to your debit card using the Visa or Mastercard network. Transactions such as Zelle， but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance。
tax refunds， including information on reimbursement for fraudulent Zelle payments。
see your account agreement. Neither Chase nor Zelle offers reimbursement for authorized payments you make using Zelle， N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the testimonial information provided. This score improvement resource does not guarantee you will reach your credit score goal even if you complete the recommended actions， keep in mind it may not reflect all transactions including recent debit card transactions. Domestic and international incoming wires have a $15 fee per transfer. Financial institutions may deduct processing fees and/or charges from the amount of the wire transfer。